If you haven’t evaluated your credit card portfolio lately, now is a great time to do so.
That’s because we regularly update this roundup to feature top welcome bonuses from cards that made the cut for our best credit cards list. Earning new card bonuses is the fastest way to accumulate a stash of points and miles, so if you’re working on building up your travel rewards balance, it’s likely that one of the options below might be a good fit for you.
Since many issuers have restrictions on how often you can earn a bonus on a card, it’s important to time your application for when there’s a solid offer. Also, higher bonuses don’t always stick around for long, so if you’re considering one of these offers, you’ll want to hop on it sooner rather than later.
Chase Sapphire Preferred® Card (see rates and fees) — For a limited time, earn 100,000 bonus points after spending $5,000 on purchases in the first three months from account opening.
If you’re not ready to add a higher-end card, consider these great starter cards or even one with a 0% introductory annual percentage rate.
The best rewards card offers of July 2026
| Card | Welcome offer | Welcome offer value* | Annual fee |
|---|---|---|---|
|
Find out your offer and see if you are eligible for as high as 300,000 bonus points after spending $20,000 on purchases in the first three months of card membership. (Welcome offers vary, and you may not be eligible for an offer.) |
Up to $6,000 |
$895 (see rates and fees) |
|
|
Earn 200,000 bonus points after spending $30,000 on purchases in the first six months from account opening. |
$4,100 |
$795 |
|
|
Find out your offer and see if you are eligible for as high as 200,000 bonus points after spending $15,000 on purchases in the first three months of card membership. (Welcome offers vary, and you may not be eligible for an offer.) |
Up to $4,000 |
$375 (see rates and fees) |
|
|
Find out your offer and see if you are eligible for as high as 175,000 bonus points after spending $12,000 on purchases in the first six months of card membership. (Welcome offers vary, and you may not be eligible for an offer.) |
Up to $3,500 |
$895 (see rates and fees) |
|
|
Earn 100,000 bonus points after spending $5,000 on purchases in the first three months from account opening. |
$2,050 |
$95 |
|
|
Find out your offer and see if you are eligible for as high as 100,000 bonus points after spending $8,000 on purchases in the first six months of card membership. (Welcome offers vary, and you may not be eligible for an offer.) |
Up to $2,000 |
$325 (see rates and fees) |
|
|
Earn 80,000 bonus points and a 25,000-point Global Companion Award after spending $4,000 on purchases in the first 90 days from account opening. |
$1,628 (including the value of the Global Companion Award) |
$395 |
|
|
$95 |
|||
|
$650 (see rates and fees) |
|||
|
$650 (see rates and fees) |
|||
|
$150 |
|||
|
Up to $1,400 (including Bilt Cash) Up to $100 of Bilt Cash earned rolls over to the next year. |
$495 (see rates and fees) |
||
|
$125 (see rates and fees) |
|||
|
$350 (see rates and fees) |
|||
|
$350 (see rates and fees) |
|||
|
$0 introductory annual fee for the first year, then $150 thereafter (see rates and fees) |
|||
|
$0 introductory annual fee for the first year, then $150 thereafter (see rates and fees) |
|||
|
$0 |
|||
|
$0 |
*The welcome offer value is determined using TPG’s July 2026 valuations and is not provided by, nor reviewed by, the issuer.
The Business Platinum Card from American Express
This business card stands out not only for its extremely valuable welcome offer but also for travel perks that can easily cover its $895 annual fee.
Cardmembers enjoy automatic Gold status in both the Hilton Honors and Marriott Bonvoy loyalty programs (enrollment required), along with some of the best lounge access perks of any business card out there.
As far as earning rates go, cardmembers earn 5 points per dollar spent on flights and prepaid hotels booked on amextravel.com and 2 points per dollar spent on eligible purchases in select business categories and eligible purchases of $5,000 or more (up to $2 million of these purchases per calendar year, then 1 point per dollar spent).
To learn more, read our full review of the American Express Business Platinum.
Find out your offer and see if you are eligible for as high as 300,000 bonus points after spending $20,000 on purchases in the first three months of card membership. Welcome offers vary, and you may not be eligible for an offer.
Apply here: The Business Platinum Card from American Express
Chase Sapphire Reserve for Business
The Sapphire Reserve for Business is a solid choice for high-spending business owners who can maximize valuable statement credits and get the most out of the card’s high earning rates.
These earning rates include:
- 8 points per dollar spent on Chase Travel℠ bookings
- 5 points per dollar spent on Lyft (through Sept. 30, 2027)
- 4 points per dollar spent on flights and hotels booked directly
- 3 points per dollar spent on social media and search engine advertising
- 1 point per dollar spent on all other purchases
To learn more, read our full review of the Sapphire Reserve for Business.
Earn 200,000 bonus points after spending $30,000 on purchases in the first six months from account opening.
Apply here: Chase Sapphire Reserve for Business
American Express Business Gold Card
The Amex Business Gold is a fantastic card for business owners looking to maximize earnings from a single card.
It has 4 points per dollar spent earning categories that automatically reflect your highest spending areas (on the top two eligible spending categories each billing cycle; capped at $150,000 in combined purchases each calendar year, then 1 point per dollar spent).
To learn more, read our full review of the Amex Business Gold.
Find out your offer and see if you are eligible for as high as 200,000 bonus points after spending $15,000 on purchases in the first three months of card membership. Welcome offers vary, and you may not be eligible for an offer.
Apply here: American Express Business Gold Card
American Express Platinum Card
Often referred to as the king of the premium travel rewards cards, the Amex Platinum offers a slew of benefits for an annual fee of $895.
Cardmembers enjoy perks like automatic elite status with Hilton Honors, Marriott Bonvoy and Leaders Club from The Leading Hotels of the World (enrollment required), plus some of the best airport lounge access of any card for eligible cardmembers.
Cardmembers also enjoy 5 points per dollar spent on flights booked directly with airlines or with American Express Travel® (on up to $500,000 in purchases per calendar year, then 1 point per dollar spent), 5 points per dollar spent on prepaid hotels booked with American Express Travel and 1 point per dollar spent on other eligible purchases.
To learn more, read our full review of the American Express Platinum.
Find out your offer and see if you are eligible for as high as 175,000 bonus points after spending $12,000 on purchases in the first six months of card membership. Welcome offers vary, and you may not be eligible for an offer.
Apply here: American Express Platinum Card
Chase Sapphire Preferred Card
The Sapphire Preferred has been refreshed to offer even more value to cardholders, including an increased $100 annual hotel credit for prepaid bookings made through Chase Travel and a credit for TSA PreCheck, Global Entry or Nexus every four years.
Plus, the card includes solid earning rates in a variety of popular categories, including two new categories: 3 points per dollar spent on gas and electric vehicle charging and 3 points per dollar spent on vacation homes at top brands (Airbnb, Vrbo, Plum Guide, HomeAway, Homestay.com and Vacasa).
To learn more, read our full review of the Sapphire Preferred.
Earn 100,000 bonus points after spending $5,000 on purchases in the first three months from account opening.
Apply here: Chase Sapphire Preferred Card
American Express Gold Card
The Amex Gold Card is a favorite of many TPG staffers, largely thanks to its terrific earning rates on dining at restaurants worldwide and groceries at U.S. supermarkets (subject to spending caps).
It earns at the following rates:
- 5 points per dollar spent on prepaid hotels booked through amextravel.com or the Amex Travel App™
- 4 points per dollar spent on dining at restaurants worldwide (first $50,000 in purchases per calendar year, then 1 point per dollar spent)
- 4 points per dollar spent at U.S. supermarkets (first $25,000 in purchases per calendar year, then 1 point per dollar spent)
- 3 points per dollar spent on flights booked directly with the airlines, on amextravel.com or the Amex Travel App
- 2 points per dollar spent on car rentals booked on amextravel.com or the Amex Travel App
- 2 points per dollar spent on cruises booked on amextravel.com
- 1 point per dollar spent on other eligible purchases
The card also offers multiple dining statement credits to help offset its relatively manageable $325 annual fee.
To learn more, read our full review of the American Express Gold.
Find out your offer and see if you are eligible for as high as 100,000 bonus points after spending $8,000 on purchases in the first six months of card membership. Welcome offers vary, and you may not be eligible for an offer.
Apply here: American Express Gold Card
Atmos Rewards Summit Visa Infinite credit card
Right now, Alaska Airlines Atmos Rewards‘ top card, the Atmos Summit, is providing a solid offer for interested cardholders.
The Atmos Summit is the program’s premium option, featuring two Alaska lounge passes each calendar quarter, free checked bags and priority boarding for you and up to six guests flying on the same reservation. It also earns an unrivaled 3 points per dollar spent on all foreign transactions.
To learn more, read our full review of the Atmos Rewards Summit.
Earn 80,000 bonus points and a 25,000-point Global Companion Award after spending $4,000 on purchases in the first 90 days from account opening.
Apply here: Atmos Rewards Summit Visa Infinite credit card
Marriott Bonvoy cards
Two Marriott Bonvoy cards are offering standout welcome offers to help you earn a haul of points to boost your next stay with the brand.
With these Marriott Bonvoy cards, you can enjoy high earning rates when you stay at its properties and a free night certificate each account anniversary.
To learn more, read our full reviews of the Bonvoy Boundless and Bonvoy Business.
Apply here: Marriott Bonvoy Boundless Credit Card Earn 125,000 bonus points and one free night award (valued at up to 50,000 points) after spending $3,000 on purchases in the first three months from account opening. Additionally, you can earn up to $100 in statement credits (up to $50 biannually) after spending $500 on eligible airline purchases (through June 30, 2027). (Certain hotels have resort fees.)
Apply here: Marriott Bonvoy Business American Express Card Earn 150,000 bonus points and a $125 statement credit after spending $8,000 on purchases in the first six months of card membership. Offer ends July 15.
Delta SkyMiles cards
Right now, each of these Delta Amex cards provides solid bonus offers for new cardholders to earn a haul of SkyMiles.
With options ranging from the premium Delta Reserve to the mid-tier Delta Gold, there is an option for all types of travelers, from airport lounge enthusiasts to maximizers looking for free checked bag benefits.
To learn more, read our full reviews of the Delta Reserve Business, Delta Reserve, Delta Platinum Business, Delta Platinum, Delta Gold Business and Delta Gold.
Apply here: Delta SkyMiles Reserve Business American Express Card Earn 125,000 bonus miles after spending $15,000 on purchases in the first six months of card membership. Offer ends July 15.
Apply here: Delta SkyMiles Reserve American Express Card Earn up to 125,000 bonus miles: 100,000 bonus miles after spending $6,000 on purchases in the first six months of card membership, plus earn 25,000 bonus miles after spending an additional $3,000 on purchases (for a total of $9,000) in the first six months of card membership. Offer ends July 15.
Apply here: Delta SkyMiles Platinum Business American Express Card Earn 100,000 bonus miles after spending $8,000 on purchases in the first six months of card membership. Offer ends July 15.
Apply here: Delta SkyMiles Platinum American Express Card Earn up to 100,000 bonus miles: 80,000 bonus miles after spending $4,000 on purchases in the first six months of card membership, plus earn 20,000 bonus miles after spending an additional $2,000 on purchases (for a total of $6,000) in the first six months of card membership. Offer ends July 15.
Apply here: Delta SkyMiles Gold Business American Express Card Earn 90,000 bonus miles after spending $6,000 on purchases in the first six months of card membership. Offer ends July 15.
Apply here: Delta SkyMiles Gold American Express Card Earn up to 90,000 bonus miles: 70,000 bonus miles after spending $3,000 on purchases in the first six months of card membership, plus earn 20,000 bonus miles after spending an additional $2,000 on purchases (for a total of $5,000) in the first six months of card membership. Offer ends July 15.
United Business Card
If you’re a United Airlines loyalist, you have an excellent business card option available to you.
The latest offer on the United Business provides up to $1,430 in value (including the points from adding an authorized user; not including the value of the PQPs), per TPG’s July 2026 valuations.
To learn more, read our full review of the United Business card.
Earn up to 110,000 bonus miles and 2,000 PQPs: 100,000 bonus miles and 2,000 PQPs after spending $5,000 on purchases in the first three months from account opening, plus an additional 10,000 bonus miles after adding an authorized user in the first three months from account opening.
Apply here: United Business Card
Bilt Palladium Card
The premium Bilt Palladium Card is an excellent choice for those all-in on Bilt. Cardholders will earn 2 points per dollar and 4% Bilt Cash** (as long as you choose to earn Bilt Cash) on everyday purchases, which guarantees a sky-high 4.4% return on everyday purchases, per TPG’s July 2026 valuations.
You’ll also receive a $400 Bilt Travel portal hotel credit each calendar year, split into two biannual $200 statement credits.
To learn more, read our full review of the Bilt Palladium Card.
**Up to $100 of Bilt Cash earned rolls over to the next year.
Earn 50,000 bonus points and Gold status after spending $4,000 on everyday purchases in the first 90 days from account opening. Plus, receive $300 in Bilt Cash upon approval.
Apply here: Bilt Palladium Card
Ink Business Cash Credit Card
The latest offer on the Ink Business Cash is a fantastic value in exchange for the card’s $0 annual fee.
Plus, cardholders earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year and 2% cash back on the first $25,000 spent in combined purchases on dining and gas each account anniversary year, making this a solid card for many business owners.
To learn more, read our full review of the Ink Business Cash.
Earn $1,000 cash back after spending $8,000 on purchases in the first four months from account opening.
Apply here: Ink Business Cash Credit Card
Ink Business Unlimited Credit Card
The Ink Business Unlimited earns an uncapped 1.5% back on all purchases, which is great for business owners who make purchases across a broad swath of categories.
Plus, you’ll earn a hefty bonus for no annual fee.
To learn more, read our full review of the Ink Business Unlimited.
Earn $1,000 cash back after spending $8,000 on purchases in the first four months from account opening.
Apply here: Ink Business Unlimited Credit Card
Bottom line
The quickest way to earn points and miles is by applying for a new credit card. If any of these offers interest you, act sooner rather than later, as several are only available for a limited time.
Remember that Chase’s 5/24 rule means that it’s often best to apply for Chase cards before other issuers’ products. If you want some guidance on what card to go for next, here’s some help on how to choose the best credit card for you.
For rates and fees of the Amex Business Platinum Card, click here.
For rates and fees of the Amex Business Gold Card, click here.
For rates and fees of the Amex Platinum Card, click here.
For rates and fees of the Amex Gold Card, click here.
For rates and fees of the Delta Reserve Business, click here.
For rates and fees of the Delta Reserve, click here.
For rates and fees of the Marriott Bonvoy Business, click here.
For rates and fees of the Delta Platinum Business, click here.
For rates and fees of the Delta Platinum, click here.
For rates and fees of the Delta Gold Business, click here.
For rates and fees of the Delta Gold, click here.
