You can never have too many Chase Ultimate Rewards points.
This transferable rewards currency gives you access to some of the best hotel and airline transfer partners; therefore, it remains one of the most valuable to have in your wallet. According to TPG’s June 2026 valuations, Ultimate Rewards points are worth 2.05 cents each, which is what you should aim for when redeeming your points to help you maximize your rewards.
However, you can also use your points to book car rentals, hotels and flights in the easy-to-use Chase Travel℠ portal when using certain Chase credit cards.
As such, learning how to redeem your Chase Ultimate Rewards points for maximum value is essential if you want to make the most of your hard-earned points.
Chase Sapphire Preferred® Card (see rates and fees): Earn 100,000 bonus points after spending $5,000 on purchases in the first three months from account opening.
How can I redeem Chase Ultimate Rewards points?
If you want to maximize your Ultimate Rewards points, usually the most lucrative option is to transfer them to one of Chase’s 10 airline or four hotel partners. Whether you want to save money on an economy fare, a lie-flat seat or a luxury hotel, you can use your points to travel the world and cut the cost by thousands of dollars.
If you don’t want to transfer your points to airline and hotel partners, you can use your rewards for virtually any kind of travel booking — flights, hotel stays, cruises, tours and rental cars — via Chase Travel. If you have an eligible Sapphire or Ink card with the Points Boost redemption acceleration, your points can be worth up to 2 cents apiece. This is a smart redemption option for folks who don’t want to deal with potentially complex award program rules.
You can also use your points for nontravel redemptions, such as Amazon purchases, gift cards and statement credits. However, this typically yields between 0.8 and 1 cent per point in value.
So, to get the most value out of your Chase points, here are the best ways to redeem your rewards.
What are the most valuable ways to redeem Chase Ultimate Rewards points?
Transferring your Chase points to a travel partner is often the best way to get the most value out of them. Here are some of TPG’s favorite ways to redeem Ultimate Rewards points with airline and hotel transfer partners.
Virgin Atlantic Flying Club
Transfer your Chase points to the Virgin Atlantic Flying Club program. If you’re flexible and willing to travel on off-peak dates, you can book one-way saver seats to the United Kingdom starting at:
- 6,000 points in economy
- 10,500 points in premium economy
- 29,000 points in business class
Make sure to look for the red “Saver” tag when searching for the lowest prices, or you can use Virgin Atlantic’s reward seat checker to find the cheapest saver fares across multiple dates.
Related: How to transfer Chase Ultimate Rewards points to Virgin Atlantic Flying Club
United MileagePlus
Flights within the U.S. on United Airlines start at just 5,600 United MileagePlus miles on shorter routes, such as from Denver International Airport (DEN) to Cheyenne Regional Airport (CYS) in Wyoming.
With fees and taxes as low as $5.60 per flight, this is a great way to save money on your next domestic flight.
Related: How to transfer Chase Ultimate Rewards points to United MileagePlus
Air France-KLM Flying Blue
If you want to fly to Europe beyond the U.K., consider Air France-KLM Flying Blue. While the program prices most of its awards dynamically, Flying Blue has standardized saver-level pricing for one-way flights between the U.S. and Europe. Award fares start at:
- 25,000 miles in economy
- 40,000 miles in premium economy
- 60,000 miles in business class
Remember that these rates are only for the lowest saver-level seats, which are limited.
Booking business class from the U.S. to anywhere in Europe for 60,000 Flying Blue miles is a great deal, so if you find this price on dates that work for you, jump on it. Plus, the program offers monthly award deals, allowing you to redeem even fewer miles for international flights.
Additionally, you could extend your trip and spend a few days in Paris or Amsterdam using the free Flying Blue stopover program. This is a great way to visit another city without paying additional miles or cash. To book Flying Blue stopovers, you’ll need to call Flying Blue at 800-375-8723.
Related: How to transfer Chase Ultimate Rewards points to Air France-KLM Flying Blue
Singapore KrisFlyer
Singapore Airlines has several benefits as a potential destination for your transferred Ultimate Rewards points.
First, Singapore Airlines is one of the best airlines in the sky, with tremendous service and luxurious onboard products and experiences. The carrier’s long-haul premium products are typically easiest to find through the Singapore KrisFlyer program, not through its Star Alliance partners.
Second, Singapore KrisFlyer offers great value, with reasonable award charts, low fuel surcharges, routing rules that allow stopovers and the ability to combine multiple partners in one award.
Finally, the online award booking tool is intuitive and easy to use, though be aware that transfers typically are not instantaneous.
One of the best uses of KrisFlyer miles is booking a saver fare on the world’s longest business-class flight from New York’s John F. Kennedy International Airport (JFK) to Singapore Changi Airport (SIN) for just 117,000 miles. This is a great price for almost 20 hours of comfort.
Related: How to transfer Chase Ultimate Rewards points to Singapore KrisFlyer
World of Hyatt
One of the best ways to use Ultimate Rewards points is to transfer them to World of Hyatt. Hyatt points are generally worth more than Marriott Bonvoy and IHG One Rewards points, so Hyatt is often your best hotel transfer partner within Chase Ultimate Rewards.
Know, though, that while Ultimate Rewards points transfer to World of Hyatt at a 1:1 rate for holders of select cards, Chase recently changed the transfer ratio to 4:3 for Sapphire Preferred Card holders (as of June 15 for new cardholders and effective Oct. 1 for those who applied for the card prior to June 15).
Related: How to transfer Chase points to Hyatt: A step-by-step guide
World of Hyatt prices most stays using a fixed award chart, dividing properties into Category 1 through 8 and dates into:
- Lowest
- Low
- Moderate
- Upper
- Top
Category 1 properties on Lowest dates are just 3,500 points per night, while Category 8 properties on Top dates cost 75,000 points per night.
Properties in Categories 1 to 5, in particular, can offer some fantastic awards. For example, the Grand Hyatt Athens in Greece and the Hyatt Regency JFK Airport at Resorts World New York both cost between 12,000 and 25,000 points per night.
Other notable World of Hyatt redemption properties include the Park Hyatt St. Kitts Christophe Harbour and the Park Hyatt Maldives Hadahaa, which cost between 25,000 and 55,000 points per night. Both of these luxury properties routinely sell for over $1,000 a night, making them great redemption options.
Related: Best Hyatt hotels in the world to book with points
Best cards to earn Chase Ultimate Rewards points
Here are the best ways to earn Ultimate Rewards points with Chase credit cards:
- Chase Sapphire Reserve® (see rates and fees): Earn 100,000 bonus points after spending $6,000 on purchases in the first three months from account opening.
- Chase Sapphire Reserve for Business℠ (see rates and fees): Earn 200,000 bonus points after spending $30,000 on purchases in the first six months from account opening.
- Chase Sapphire Preferred Card: Earn 100,000 bonus points after spending $5,000 on purchases in the first three months from account opening.
- Ink Business Preferred® Credit Card (see rates and fees): Earn 100,000 bonus points after spending $8,000 on purchases in the first three months from account opening.
- Chase Freedom Flex® (see rates and fees): Earn $200 bonus cash back after spending $500 on purchases in the first three months from account opening.
- Chase Freedom Unlimited® (see rates and fees): Earn $200 bonus cash back after spending $500 on purchases in the first three months from account opening.
The first four cards earn fully transferable Ultimate Rewards points, while the remaining two are technically billed as cash-back credit cards.
However, if you also have an Ultimate Rewards points-earning card, you can convert your Chase cash-back rewards to Ultimate Rewards points. For this reason, having more than one Chase card in the family can make sense to maximize your earning and redeeming potential.
Bottom line
It’s no secret how much value TPG sees in Ultimate Rewards points.
With so many great airline and hotel transfer partners, especially World of Hyatt, you can get terrific value from your next Ultimate Rewards points redemption, whether you want to travel across the country or around the globe.
