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Transfer bonuses can offer lucrative opportunities to help you maximize

Credit card transfer bonuses (April): 30% bonus to Japan Airlines, 70% to IHG and more

Transfer bonuses can offer lucrative opportunities to help you maximize your points and miles and work your way toward fantastic award redemptions. You can sometimes get significantly more value from your rewards by transferring them to an airline or hotel partner during one of these bonus periods.

Remember, though, that these are limited-time offers: You’ll need to act fast if you find one that suits your travel plans.

We’ve compiled transfer bonus updates for most major programs with transferable rewards to make tracking these offers easier. Just note that transfer bonuses are sometimes targeted, so some may not be available to you.

Active credit card transfer bonuses

We’re currently seeing these transfer bonuses:

Transfer from	Transfer to	Bonus details	End date	Transfer ratio
Capital One	Japan Airlines Mileage Bank	30%	April 30	1,000 miles equals 975 miles
Chase Ultimate Rewards	Air Canada Aeroplan	20%	April 30	1,000 points equals 1,200 points
Chase Ultimate Rewards	IHG One Rewards	70%	April 30	1,000 points equals 1,700 points
Citi ThankYou Rewards	Avianca Lifemiles	25%	April 18	1,000 points equals 1,250 miles if you have a Citi card that unlocks the full transfer ratio (1,000 points equals 875 miles with other cards)
Citi ThankYou Rewards	Virgin Atlantic Flying Club	30%	April 18	1,000 points equals 1,300 points if you have a Citi card that unlocks the full transfer ratio (1,000 points equals 910 points with other cards)
Rove Miles	SAS EuroBonus	20%	April 8	1,000 miles equals 1,200 points

American Express Membership Rewards transfer bonuses

American Express Membership Rewards is not offering any transfer bonuses at this time.

How to earn American Express Membership Rewards points

If you’re looking to earn more of these valuable points, the following American Express cards could prove useful additions to your wallet:

American Express® Gold Card: Find out your offer and see if you are eligible for as high as 100,000 Membership Rewards points after spending $6,000 on purchases within the first six months of card membership. Welcome offers vary, and you may not be eligible for an offer.
American Express Platinum Card®: Find out your offer and see if you are eligible for as high as 175,000 Membership Rewards points after spending $12,000 on purchases in the first six months of card membership. Welcome offers vary, and you may not be eligible for an offer.

Capital One transfer bonuses

Capital One is offering a 30% transfer bonus to Japan Airlines Mileage Bank. From now through April 30, when you transfer 1,000 Capital One miles to JAL, you’ll earn 975 miles, as the regular transfer ratio is 2:1.5.

Whether you’re looking to fly to Japan or book a flight with a Oneworld partner, such as American Airlines or Alaska Airlines, this could be a great opportunity.

How to earn Capital One miles

If you’re looking to earn more transferable miles, the following Capital One cards are solid options to consider:

Capital One Spark Miles for Business: Earn 50,000 bonus miles after spending $4,500 on purchases in the first three months from account opening.
Capital One Venture Rewards Credit Card: Earn 75,000 bonus miles after spending $4,000 on purchases in the first three months from account opening. Plus, upon approval, you’ll receive a $250 Capital One Travel credit to use during your first year.
Capital One Venture X Rewards Credit Card: Earn 75,000 bonus miles after spending $4,000 on purchases in the first three months from account opening.

According to TPG’s April 2026 valuations, Capital One miles are worth 1.85 cents each. Most transfers from Capital One will process instantly. For more details, read our guides to Capital One transfer partners and how to transfer Capital One miles.

Chase Ultimate Rewards transfer bonuses

Chase is currently offering two transfer bonuses.

Through April 30, you can transfer your Chase Ultimate Rewards points to Air Canada Aeroplan with a 20% bonus. Therefore, when you transfer 1,000 Chase points, you’ll receive 1,200 Aeroplan points.

The next bonus is a 70% transfer bonus to IHG One Rewards, also ending April 30. When you transfer 1,000 Chase points, you’ll receive 1,700 IHG points.

As always, it’s best to transfer points only when you’re ready to book an award since transfers are irreversible and award availability can change quickly.

How to earn Chase Ultimate Rewards points

If you want to earn more Chase Ultimate Rewards points, the following Chase cards could make good additions to your wallet:

Chase Sapphire Preferred® Card (see rates and fees): Earn 75,000 bonus points after spending $5,000 on purchases in the first three months from account opening.
Chase Sapphire Reserve® (see rates and fees): Earn 125,000 bonus points after spending $6,000 on purchases in the first three months from account opening.
Ink Business Preferred® Credit Card (see rates and fees): Earn 100,000 bonus points after spending $8,000 on purchases in the first three months from account opening.

Citi ThankYou Rewards transfer bonuses

Citi ThankYou Rewards is offering a 30% transfer bonus to Virgin Atlantic Flying Club and a 25% transfer bonus to Avianca Lifemiles through April 18.

You’ll only unlock the bonus in its entirety if you hold the Citi Strata Elite℠ Card (see rates and fees), the Citi Strata Premier® Card (see rates and fees) or the Citi Prestige® Card (no longer available to new applicants). Other Citi cards do not unlock the full 1:1 transfer ratio, so the transfers aren’t as valuable.

The information for the Citi Prestige has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.

Regarding these bonuses, if you unlock the full transfer ratio with an eligible card, 1,000 ThankYou Rewards points equal 1,300 Virgin points and 1,250 Avianca miles. If your card does not unlock a full transfer bonus, 1,000 ThankYou Rewards points equal 910 Virgin points or 875 Avianca miles.

How to earn Citi ThankYou Rewards points

To earn more Citi ThankYou Rewards points, consider these Citi credit cards:

Citi Strata Elite Card: Earn 75,000 bonus points after spending $6,000 on purchases within the first three months from account opening.
Citi Strata Premier Card: Earn 60,000 bonus points after spending $4,000 on purchases in the first three months from account opening.

TPG values Citi ThankYou Rewards points at 1.9 cents each, per our April 2026 valuations, and most transfers happen instantly.

Marriott Bonvoy transfer bonuses

Although you can transfer Marriott Bonvoy points to various airlines, the program does not currently offer any transfer bonuses to airline partners.

How to earn Marriott Bonvoy points

If you’re looking to earn Marriott Bonvoy points, the following Marriott cards may be of interest:

Marriott Bonvoy Bold® Credit Card (see rates and fees): Earn 30,000 bonus points after spending $1,000 on purchases in the first three months from account opening.
Marriott Bonvoy Boundless® Credit Card (see rates and fees): Earn three free night awards (valued at up to 50,000 points each) after spending $3,000 on purchases in the first three months from account opening. Plus, earn an additional free night award (valued at up to 50,000 points) after spending a total of $4,000 on purchases in the first four months from account opening. Additionally, earn up to $100 in statement credits (up to $50 biannually) after spending $500 on eligible airline purchases. Certain hotels have resort fees.
Marriott Bonvoy Brilliant® American Express® Card: Earn 200,000 bonus points after spending $6,000 on purchases within the first six months of card membership.
Marriott Bonvoy Business® American Express® Card: Earn three free night awards (valued at up to 50,000 points each) after spending $6,000 on purchases in the first six months of card membership. Plus, earn an additional two free night awards (valued at up to 50,000 points each) after spending an additional $3,000 on purchases ($9,000 in total) in the first six months of card membership. Certain hotels have resort fees.

According to TPG’s April 2026 valuations, Marriott Bonvoy points are worth 0.75 cents each. Some airlines take a few days (or even weeks) to receive the points.

Rove Miles transfer bonuses

Rove Miles is currently offering a 20% bonus to SAS EuroBonus from now until April 8. When you transfer 1,000 Rove miles to EuroBonus, you’ll earn 1,200 EuroBonus points, as the regular transfer ratio is 1:1.

How to earn Rove miles

We’re excited about the new “no credit card required” rewards program, Rove Miles. You can book hotels and flights and shop online through the Rove Miles portal; it allows you to earn incredible amounts of transferable miles, such as up to 54 miles per dollar spent on select hotels.

Rove Miles is rapidly adding transfer partners, including Lufthansa Miles & More, a program that has traditionally been difficult to earn miles in. This opens up the ability to book Lufthansa’s incredible first-class product in advance with miles.

If you don’t have any Rove miles, you can earn 1,000 miles at no cost right now just by signing up through TPG’s offer.

Should you transfer points and miles?

We only recommend transferring points or miles if you have a short-term plan to use them. Transfers are irreversible, and you don’t want to be stuck with thousands of points or miles in a program you have little use for.

If you don’t have a specific redemption in mind but still want to earn points or miles, you’re likely better off earning rewards through card welcome bonuses and everyday spending.

We always recommend verifying award availability before transferring your rewards.

Bottom line

When a program with a transferable currency offers a transfer bonus, it’s important to run the numbers to determine whether it is worthwhile.

Generally, you won’t want to transfer your points or miles unless you have a specific redemption in mind. After all, a large part of the value of transferable points and miles comes from their flexibility, which you’ll give up when you convert them to a partner’s currency. However, a transfer bonus can help you get more value from your points and miles if you frequently use a partner program or plan to redeem them soon.

Editorial disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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